While motorcycle insurance can protect your interests, accidents still happen.
It’s important to understand the causes of motorcycle accidents so you can become better aware. Remaining vigilant on the roadways will help you avoid dangerous situations altogether.
With your safety in mind, Brock and Poole Insurance Agency lists five common motorcycle insurance claims.
Excessive Speed
Motorcycles can reach top speeds quickly. This often results in reckless driving, which is one of the leading causes of motorcycle-related deaths. Wear proper safety gear and obey all posted speed limits to minimize your risk.
Distracted Driving
Cell phones, radios, and other distractions can make driving even more dangerous. This applies to all drivers on the road, not just motorcyclists. Many claims are caused by another driver being distracted and not seeing an approaching motorcycle.
Roadway Debris
If you’re distracted, you may miss other hazards on the road too. Falling objects and unexpected debris can lead to serious injury, if unnoticed. Again, it’s crucial to stay alert and engaged.
Improper Lane Switching
Left-hand turns and accidents at intersections are the most common of all claims. This is usually caused by a driver failing to signal a turn. However, lane splitting can be problematic too. This is when a motorcyclist attempts to avoid traffic by driving between two lanes.
Poor Weather Conditions
Some things are just out of your control. You simply can’t always plan for inclement weather. Fog, high winds or heavy rain reduce visibility. Under these circumstances, even the smallest mistake can be costly.
Schedule an appointment with an agent serving Collierville TN
Motorcycle accidents can be potentially fatal. For this reason, motorcycle insurance is essential. Protect yourself and your assets. Located in Collierville, TN, contact the Brock and Poole Insurance Agency today.
