Owning real estate in the Collierville, TN area has been an excellent option for a long time. When you are a property owner, you need to have insurance for your home. There are various situations when it is a good idea to start looking for a new plan.

When Buying a Home

The first situation when you should look for a new home insurance policy is when you are buying a home. When you buy a property in this state, you will need to have insurance for it. Before closing on the purchase, you should ensure you have a solid home insurance policy in place that offers the right coverage and meets requirements. 

End of Policy Term 

It is also a good idea to look for a new home insurance policy when your policy matures. Home insurance plans tend to have a one-year term. At the end of the term, you may have an auto-renew provision, but shopping around is still a good idea. When you are able to shop around, you can save money and even get more coverage. 

Even if you do not have a policy maturing soon, it never hurts to shop around. Insurance companies have different underwriting standards, so you could find a quality plan offering reduced premiums and other benefits you would not receive if you stuck with your original policy. 

Home insurance is critical when you are in the Collierville, TN area. When looking for this coverage, you should call our Brock and Poole Insurance Agency team. Our professionals at Brock and Poole Insurance Agency can give any support to help you look for a new plan when the time comes. 

Home insurance is an essential financial product that protects homeowners’ investments in their property. Before you buy home insurance, there are a few steps that you need to go through so that you make the right choice.

At Brock and Poole Insurance Agency, we’re here to assist homeowners in Tennessee. The following are three key steps to go through before you buy a home insurance policy for your home in Collierville, TN. 

Familiarize yourself with different home insurance companies in your area

There are many home insurance providers out there, among which you can choose. It’s a good idea to research the reputations and product offerings of various home insurance companies in your area to understand which one you want to purchase coverage from. 

Compile important information and documents regarding your home

When you get a quote, you’ll need to provide information about your home’s location, value, and history to home insurance providers. You’ll also probably need to provide information on the number of household members in your home and any past home insurance policies you’ve had. 

Compile any paperwork and information you have about your property so that you’re ready to shop for quotes. 

Figure out what you need in your home insurance policy

Figuring out what coverage you want your policy to include is important. Consider how much your home is worth and how much coverage you need. You should also consider whether you need added types of coverage like flood and/or earthquake insurance. 

Those who own property in Collierville, TN can come to us at Brock and Poole Insurance Agency for assistance meeting their home insurance needs. Get in touch with us for a policy quote today!

There is no doubt that home remodeling can add tremendous value to your property. However, it’s important to remember that any type of construction or renovation project can also be risky.

If you plan to remodel your home, you should let your insurance company know. This article will discuss the importance of notifying your insurer and what could happen if you don’t.

1. To Ensure Potential Accidents Are Covered

The first and most important reason to tell your insurance company about your home remodeling project is to ensure that any potential accidents are covered. If something goes wrong during construction and someone gets injured, you want to ensure that your insurance policy will cover the resulting medical bills.

Similarly, if there is any damage to your property, you’ll want to ensure your insurance policy covers it. If you don’t let your insurer know about the remodeling project, they may not cover any accidents or damage that occurs. It’s always better to be safe than sorry, so notify your home insurance company as soon as you start planning your renovation project.

2. To Ensure Your Policy Can Cover the Total Value of Your Home

A professional insurance company such as Brock and Poole Insurance Agency will explain how the value of your home changes with the home remodels. If you make significant changes, the value of your home is likely to increase.

As a result, you’ll need to ensure that your insurance policy covers your home’s new, higher value. It’s essential to have peace of mind knowing that an insurance policy fully protects your home.

Conclusion

Brock and Poole Insurance Agency has been the go-to insurance agency in Collierville, TN for years. We’re here to help you find the right coverage for your home, auto, business, and more. Contact us today to get started!

Anyone that is in the Collierville, TN area will want to consider owning a home. Property owners here can enjoy a lot of advantages including having a stable place to call home and benefiting from price appreciation. Along with choosing a home, you also need to pick a quality home insurance plan. This form of coverage is very important as it can ensure your property is fully covered, and you are properly protected. A home insurance plan includes a few valuable forms of protection.  

Coverage for Dwelling

A form of protection received with any home insurance plan is protection for your dwelling. Even a home that is well-built is susceptible to the risks of fire, weather damage, vandalism, and other risks. When you have a proper home insurance plan, you are going to receive coverage that can help to ensure you have the financial resources to make necessary repairs to your home if it is damaged.

Liability Protection

Property owners will always be taking on some liability risk. Owners can be held liable if their property has an issue that causes damage to another property or if a guest is injured while in their home. Due to this, you will want to know that you have established proper insurance coverage. A full home insurance plan is going to give the coverage necessary to mitigate these risks. 

Those that are looking to purchase any property in the Collierville, TN area will need a full home insurance plan. If you are looking to purchase a property in this area, speaking with the Brock and Poole Insurance Agency is a great idea. The team with the Brock and Poole Insurance Agency can help ensure you understand your options and choose a plan that is ideal for your situation.